Banking Questions

Q: Are my deposit accounts at Bank of Gibson City Federal Deposit Insurance Corporation (FDIC) insured?
A: Yes! Deposits from any person or entity are insured by the FDIC up to $250,000.

Q: How do I set up Direct Deposit of my payroll check?
A: After your checking account is opened, you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q: How do I set up Direct Deposit of my Social Security check?
A: After your checking account is opened, you will receive our routing and transit number and your account number. Simply contact us and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q: Can I get information about my accounts by phone?
A: Yes! Account information is available by phone 24 hours a day by using our 24-Hour Account Information Line 1 (800) 808-8026 and listening for the menu choices available. Before account information will be given out you will be prompted to enter your personalized security code. If you are a first time user of this service, please call or visit any one of our customer service representatives for service setup and instructions.

Q: Can I do all my banking with Bank of Gibson City?
A: Yes! Thanks to the convenience of our 24-Hour Account Information Line, online banking and Automated Teller Machine (ATM), every day banking activities can be performed on your own time. Contact us with any questions regarding any of your banking needs.

Q: Can I look at all my transactions at any time?
A: Yes! With Online Banking, you can access your account information at any time.

Q: How frequently is my information updated?
A: Your account information is updated at the end of each business day.

Q: When can I have access to use Online Banking?
A: With Online Banking, you have access to your account at any time.