Loan Services

Agriculture Loans

Agriculture loans are available for the purpose of crop, livestock, machinery and capital improvements for farmers in our area.

Commercial Loans

Commercial loans are available to help with the financing of existing businesses, expansion, inventory, and new businesses. The best loan structure will be developed to fit your unique business situation.

Installment & Consumer Loans

Installment and consumer loan are available for the purpose of new and used vehicles, boats, campers, appliances, and many other purposes.

Consumer Loan Application

Mortgage/Home Equity Loans

Whether you’re a first time home buyer or an experienced home owner let the Bank of Gibson City help your dreams come true.  We offer:

  • Conventional Financing
    • Minimum 5% down payment
  • USDA Rural Development Financing
    • 100% financing for eligible rural areas
  • FHA Financing
    • Minimum 3.50% down payment
  • VA Financing
    • Up to 100% financing for eligible veterans

Apply Now

A Home Equity Loan allows you to put the equity in your primary residence to use.

Visit any one of our Loan Officers for more details concerning Bank of Gibson City’s loan services and rates.

Tracy J. Epps NMLS ID#478308
Tim Shafer NMLS ID#462257
Dan Grieser NMLS ID#478502